Grow your shop. Keep your business moving.
Simple, transparent daily business financing designed specifically for established shop owners across Sri Lanka.
Do You Qualify?
Applying is simple and fast. Review our basic criteria below:
- Your shop has been operating for at least 1 year
- You have a valid National Identity Card (NIC)
- Your shop has a permanent, verifiable physical location
- You can provide your verified residential location
- You have regular daily retail sales and turnover
Eligible? Start your application today.
How It Works
Apply Online
Enter your personal and business details in our guided 6-step wizard.
Locate Your Shop
Share your shop GPS location securely through the integrated map picker.
Verify Your Residence
Provide your current residential address and geographic location.
Business Verification
Our field officers review your business information and verify your shop premises.
Get Your Decision
Review your approved loan amount, interest, charges and daily schedule before acceptance.
Your Business. Your Location. Your Opportunity.
To help us understand and verify your commercial operations, we request the physical location of your shop during the application.
Location information is used strictly for verification and legitimate loan-service purposes as explained in our Privacy Policy. Privacy Policy.
What You'll Need
Prepare these documents and details before starting your application:
- National Identity Card (NIC)
- Active mobile phone number
- Physical shop street address
- Shop GPS map location coordinates
- Residential home address
- Residence GPS map location
- Business registration or trade details
- Proof that the shop has operated for at least 12 months
- Daily income or sales record estimates
Made for Local Businesses
Whether you operate a grocery shop, clothing store, salon, mobile shop, hardware store, restaurant or another established retail enterprise, Gloma Loan is designed to help eligible businesses access daily financing through a straightforward process.
Transparent Before You Accept
Before you accept an approved loan, we clearly disclose all key financial terms:
No shop owner should accept a loan facility without fully understanding the daily repayment obligations.
Move Your Business Forward with Gloma Loan.
Check your eligibility and submit your business details online in under 3 minutes.